Enterprise payroll infrastructure, in four building blocks.
Payroll, treasury, supplier payments and compliance — use one, or run your entire stack on Mercantil PayEx.
Payroll Infrastructure
Run global payroll for employees and contractors with maker–checker controls, in fiat or USDC.
Learn moreTreasury
One multi-asset ledger for USD and USDC — reserves, liquidity and settlement, reconciled in real time.
Learn moreSupplier Payments
Pay vendors, contractors and suppliers across borders from a single balance.
Learn moreComposable by design.
Treasury
A single multi-asset ledger for USD, USDC, USDT and EUR. Manage reserves, liquidity and settlement with real-time balances and a cryptographic audit trail.
- Append-only double-entry ledger
- Multi-asset reserves
- Real-time reconciliation
Payroll
Run global payroll for employees and contractors. Import, validate, approve and execute payment batches with maker–checker controls.
- Batch import & validation
- Maker–checker approvals
- ACH · wire · stablecoin
Digital accounts
Issue digital accounts to your workforce with balances, statements, payouts and self-service withdrawals.
- Per-employee balances
- Statements & receipts
- Instant payouts
Settlement
Settle across stablecoin and traditional rails with reference, memo and automatic reconciliation.
- Polygon settlement
- ACH & wire
- Auto-reconciliation
Stablecoins
Native USDC and USDT support with deterministic finality, deposit detection and confirmation tracking.
- USDC & USDT
- Deposit webhooks
- Confirmation tracking
Compliance
KYC/KYB, AML/CFT, sanctions screening and Travel Rule enforced on every transaction.
- Sanctions screening
- Travel Rule
- Policy engine
Ready to modernize your global payroll infrastructure?
Request enterprise access. An advisor will scope your deployment within one business day.